Hurt in an accident?
You have 14 days.
Florida PIP pays for your care – but only if you see a qualified provider within 14 days of the accident. APMUC offers same-day evaluation in Orlando, Florida.
The Florida PIP rule – and why it matters right now.
- You have 14 days from the accident.
- Florida PIP (Personal Injury Protection) only covers your medical care if you see a qualified provider within 14 days. After that, you may lose up to $10,000 in benefits.
- PIP pays with no out-of-pocket cost.
- If your PIP coverage is active, we bill your auto insurance directly. Most patients owe nothing.
- Pain that seems minor often isn’t.
- Whiplash, soft tissue injuries, and concussions frequently appear mild at first and worsen in days.
- You don’t need a police report to be seen.
- We evaluate you on your account of the accident. Documentation is our job.
- Care team
- Dr. Saied Shemiranei (medical director and founder) sees patients personally. Staff speaks five languages.
- Start here
- Call 407-845-8623 or request a free 15-minute phone consultation.
Why accident patients choose APMUC for PIP care.
Same-day evaluations.
We hold time daily for accident patients. Call and we’ll often see you the same day.
Physician-documented care.
Dr. Shemiranei’s injury documentation carries clinical and legal weight for PIP and attorney claims.
Attorney letter of protection accepted.
If your case is in litigation, we work on letter of protection so you’re never out of pocket.
Imaging coordination on-site.
We order and coordinate X-rays and imaging referrals from the same visit.
Referrals that actually happen.
Physical therapy, neurology, and pain management referrals are made at your visit – not promised later.
Continuity of care.
Follow-up visits are built into your treatment plan from day one.
What happens at your PIP evaluation.
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01
Call or walk in today.
Tell us you were in an accident. We’ll get you in – same day when possible.
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02
Physician evaluation.
Dr. Shemiranei performs a full injury assessment – neck, back, head, extremities.
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03
Imaging and documentation.
We order any needed X-rays, write injury documentation, and note findings for PIP and legal purposes.
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04
Referrals and follow-up plan.
Physical therapy, specialists, and return-to-care visits are scheduled before you leave.
Injuries and services covered by our PIP program.
Same-Day Evaluation
Rapid physician assessment of accident-related injuries, available most weekdays without a pre-scheduled appointment.
Neck and Back Pain
Spine and musculoskeletal examination with injury documentation suitable for PIP and personal injury claims.
Whiplash
Cervical strain assessment, range-of-motion testing, and referrals for imaging or physical therapy as indicated.
Concussion Screening
Standardized cognitive and neurological screening for post-collision head symptoms, with neurology referral when appropriate.
X-rays and Imaging Coordination
On-site X-ray orders and coordination with imaging centers for MRI or CT when clinically indicated.
Attorney Letter of Protection
We accept letters of protection for patients whose cases are in active litigation, so treatment is never delayed by billing.
Physical Therapy Referral
Same-visit PT referrals with preferred providers who accept PIP billing and understand injury timelines.
Follow-up Care
Structured return visits to monitor healing, update documentation, and adjust the treatment plan.
APMUC PIP clinic, the ER, or a chiropractor only?
APMUC PIP clinic
For complete, physician-documented care
Emergency room
For life-threatening injuries
Chiropractor only
For musculoskeletal-only treatment
PIP billing and cash-pay options.
APMUC accepts Aetna, Blue Cross Blue Shield, Cigna, United Healthcare, Humana, Medicare, and Medicaid among others. Pricing is confirmed before your visit.
PIP-billed care
$0 out of pocket (active PIP)
- Billed directly to your auto insurance PIP
- No upfront payment required
- Letter of protection accepted for litigated cases
- Florida PIP covers up to $10,000 in emergency care
Cash evaluation
$199
- Full physician injury evaluation
- Injury documentation included
- Imaging referrals included
- For patients without active PIP coverage
Follow-up visits
PIP-billed or $99 cash
- Ongoing monitoring of injuries
- Updated documentation for attorneys
- Prescription management if needed
- Physical therapy coordination
The PIP practice that documents it right the first time.

You don’t find this connection these days in doctors’ offices.
Auto accident injuries have a legal and a medical timeline running simultaneously. Dr. Saied Shemiranei, medical director and founder of APMUC, understands both. His injury evaluations are written to satisfy PIP billing requirements and to support personal injury claims – because getting that documentation right at the start protects your benefits.
Florida’s 14-day rule catches a lot of accident victims off guard. Many delay because their pain feels manageable, then lose their PIP benefits before they realize how much they actually need care. We see patients the same day – and we make the paperwork straightforward.
APMUC is at 1400 E Robinson Street, Orlando, Florida 32803. If you were in an accident, call us today at 407-845-8623. Don’t let the 14-day window close.
Languages: English, Spanish, Farsi, French, Portuguese.
Credentials: Family medicine and internal medicine, with additional training in addiction psychiatry (American Academy of Addiction Psychiatry) and pain management.
Dr. Shemiranei took the time to listen to my concerns, explained everything clearly, and made me feel comfortable throughout the visit. It’s clear that patient care is a top priority here.
He explained everything in detail and answered all my questions. I saw eye contact from this doctor — you don’t find this connection these days in doctors’ offices. Thanks again Dr. Shemiranei.
I’ve been with them for 2 years now. They’re quick, precise, and inexpensive. All around great experience every single time.
Frequently asked questions.
What is Florida PIP?
Personal Injury Protection is mandatory auto insurance coverage in Florida. It pays for medical expenses up to $10,000 regardless of fault – but only if you see a qualified medical provider within 14 days of the accident.
What happens if I miss the 14-day window?
You may lose access to your full PIP benefit. Florida law limits coverage to emergency medical conditions if you don’t seek care within 14 days. Most patients forfeit most or all of their $10,000 benefit.
Do I owe anything if my PIP is active?
No. We bill your auto insurance directly. Most patients with active PIP coverage owe nothing out of pocket for their evaluation and follow-up visits.
Do you accept letters of protection from attorneys?
Yes. If your case is being handled by a personal injury attorney, we can treat you on a letter of protection so care is never delayed by billing disputes.
What if I feel fine right now?
Adrenaline and inflammation can mask pain for 24-72 hours after an accident. Whiplash and soft tissue injuries often feel tolerable at first and worsen by day three. Getting documented now protects your health and your benefits.
Can you order an MRI?
Yes. If your examination indicates the need for advanced imaging, we write the referral at the same visit and coordinate with imaging centers that accept PIP billing.
Do you refer to physical therapists?
Yes. We have preferred PT partners who accept PIP and understand accident injury timelines. Referrals are made at your first visit.
Do I need a police report?
No. We evaluate you based on your account of the accident and our clinical findings. A police report is helpful for your attorney but is not required for your medical visit.
What if I don’t have PIP coverage?
We offer a $199 cash evaluation that includes a full injury assessment and documentation. We’ll also help clarify your coverage options.
Where is the clinic?
1400 E Robinson Street, Orlando, Florida 32803. Call 407-845-8623 for a same-day appointment. Open Mon-Fri, 9am-5pm.
Don’t let the 14-day PIP window close in Orlando, Florida.
Call 407-845-8623 now. Same-day evaluations are available most weekdays.
Medical disclaimerThis content is for educational purposes only and is not medical advice. All treatment decisions must be made in consultation with a licensed physician. If you are experiencing a medical emergency, call 911.
Reviewed byDr. Saied Shemiranei, medical director and founder, Advance Preventive Medicine Urgent Care (APMUC), 1400 E Robinson Street, Orlando, Florida. Dr. Shemiranei speaks English, Spanish, Farsi, French, and Portuguese.